What types of credit is needed to get a high score?

Thursday, June 4th, 2009

jade_blu_eyes asked: My credit score is about 615. I am working on improving my score so that I can qualify for a mortgage loan with low financing in about a year or so. I currently have an auto loan, and 3 revolving credit accounts. (All bank credit cards) Two of ...

How do you lower your credit limit without lowering your overall credit score?

Sunday, May 24th, 2009

Tim asked: I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don't ask for or use this revolving line of credit. Question? I have been told if you ask ...

Is it Possible to Raise My Credit Scores?

Thursday, July 3rd, 2008

Chane Steiner asked: The first consideration when you're trying to raise your credit scores is to know where you currently stand. Everyone has scores that range between 300 and 850. This number determines if a creditor will extend credit to you as well as interests rates you might pay, is ...